Brand Spotlight: The Zebra Insurance Review
There are numerous types of insurance policies that protect people and their belongings from the unexpected. Of course, amidst all the different types of insurance, there are thousands of companies ready to sell them to you, and choosing the right company out of all these options can be stressful. That’s why The Zebra was established to help customers compare all of their insurance options and find the best rates possible amongst other exceptional services.
If you’re currently searching for a new company to trust with your insurance policy and haven’t heard of The Zebra before now, we encourage you to read on as we describe what it can do for you. We’ll answer common questions regarding The Zebra’s founding and use real consumer reviews along with our insights to detail how useful The Zebra’s services can be in helping you choose the best insurance company and policy quickly, efficiently, and stress-free.
Who Owns The Zebra Insurance?
Every company has its origin story, and it’s important to know these roots in order to discern their true values and how committed they are to their consumers versus sheer profit.
The Zebra is an online insurance advisor that compares the insurance policies of over 100 companies to ensure consumers can find the best rates and coverage. It was founded in 2012 as Insurance Zebra by Adam Lyons in Pittsburgh, who was later joined by co-founder Joshua Dziabiak.
In 2018, founder Adam Lyons stepped away from The Zebra, and although he remains on the board, Dziabiak stepped away from The Zebra in June of 2020 to focus on his fifth start-up, Gawq, a news app dedicated to providing users with a refreshingly diverse and well-informed new source.
Today, the company is run by CEO Keith Melnick, CPO Martina Hahn, CTO Meetesh Karia, and CCO Jessica Scelzi. Together, with the support of over 100 employees, The Zebra has progressed to the renowned company it is today.
Where Is The Zebra Insurance Located?
If you ever wanted to visit The Zebra headquarters and witness its exceptional team in action, you’d have to head over to Austin, Texas.
Initially, as stated previously, this start-up company was founded in the bustling streets of Pittsburgh, Pennsylvania, when founder Adam Lyons was living unemployed in his friend’s basement. From there, he built the company from the ground up with the help of co-founder Joshua Dziabiak.
A mere year later, in 2013, the duo was able to move the company’s headquarters to East Austin with only five total employees. After years of hard work and company expansion, The Zebra and its 154 employees later moved to a 43,000-square-foot custom office on East Sixth Street in Austin’s East Side in 2019, where they can continue to grow and accommodate a potential 300 employees.
How Good is The Zebra.com?
If the previous information regarding The Zebra’s exponential growth since its founding nearly a decade ago isn’t an indication enough of its success, let’s discuss how beneficial this website has been to its thousands of users.
The Zebra is one of the leading insurance comparison companies available and has exceptional resources to ensure their consumers find the best rates and policies in minutes.
Users can look up policies and rates for car, auto, home, and life insurance, as well as obtain free car insurance quotes, search insurance by states, review a list of the best insurance companies as created by The Zebra, and much more.
The website has a 4.8/5 star rating from over 2,000 consumer reviews and ratings, rendering it one of the most reliable and frequently used companies for insurance comparisons that provides quality services consumers return for again and again.
How Does Zebra Insurance Make Money?
Anyone familiar with The Zebra is well aware that one of the greatest perks of this website is that they offer all of their services and resources for free. But if that’s the case, how does the company make money to profit and expand as much as it has? The answer is simple: insurance policy sales.
While The Zebra offers all of its services to consumers for free, it can profit off their use by partnering with countless insurance companies they use on their website for quotes and comparisons. When a user purchases an insurance policy from a company while on The Zebra’s website, the company earns a percentage off of this insurance policy sale.
In addition to this system, The Zebra will sell insurance policies directly on behalf of certain insurance providers, further increasing their profits. This venture funding has permitted The Zebra to raise millions. In 2020, its revenue peaked at $79 million with a potential of reaching $150 million in 2021, which will help the company significantly to continue expanding and improving its services for all consumers.
Zebra Car Insurance Review
There’s no doubt that car insurance is the number one reason consumers use The Zebra’s services. On this website, users can utilize resources such as:
- Free car insurance quotes
- Average car insurance cost statements
- Car insurance by vehicle comparisons
- Car insurance calculator
All of this will help them make a well-informed decision about what to expect from their car insurance and what to look for when comparing the policies and rates of various company policies.
However, The Zebra takes all of this one step further by doing more than just offering consumers valuable car insurance resources. In addition to these, The Zebra explains how people can use their tools to compare policies more effectively, even when they can’t access The Zebra’s resources.
The website also takes the time to explain why insurance comparison shopping is important, as it helps all drivers, from those with sparkling records to those with poor credit, acquire car insurance policies at affordable rates without sacrificing coverage.
All of this demonstrates that The Zebra highly values educating their consumers on how insurance policies work rather than just offering services to compare them and pushing people to make a purchase so they can profit.
How Do The Zebra Car Insurance Quotes Work?
Getting a free car insurance quote on The Zebra is a simple and quick process that requires very little personal information from the user.
All you have to do is go to the “Free Car Insurance Quotes” tab on their website, and it will take you to a page that lists all of the most relevant information on this process. Here, users can read:
- What is a car insurance quote?
- Car insurance quotes: what to know
- How to get free car insurance quotes (i.e., what information is necessary)
- How car insurance quotes are set
- How to get cheap insurance quotes
Users will also find the answers to frequently asked questions on this page and a chart comparing car insurance rates by state and city. Again, this extensive amount of information demonstrates The Zebra’s top priority of user education regarding car insurance.
The first step to getting your free quote is to enter your residency zip code in the provided box at the top of the “Free Car Insurance Quotes” page.
From there, The Zebra will ask the user a series of questions relating to their car, the drivers connected to that vehicle, and preferred coverage.
The majority of these questions are easy to answer within a 5-minute span and require minimal personal information. For the most part, the extent of personal information necessary for this process includes:
- Name
- Address
- Contact information for the quote (typically preferred email)
- Credit score range
- Current insurance policy provider
- Driving record (ex. any accidents or tickets within the past three years?)
After all of this information has been entered, The Zebra will then calculate three different car insurance quotes for you and state a “minimum” option, a “basic” option, and a “better” option. Within each will be some quick numbers of what the policies cover, followed by a link to a full coverage report.
Zebra Home Insurance Review
Apart from car insurance, home insurance is one of the most widely purchased insurance types, with at least 85% of homeowners in the U.S. owning some form of policy coverage.
Although The Zebra has more resources dedicated to car insurance, they have a tab dedicated to home insurance that is also filled with exceptional resources for users. On this page, readers can learn:
- What is home insurance?
- What does home insurance cover?
- Common homeowners insurance policy types: HO-2, HO-3, HO-5
- What does home insurance not cover?
- How many homeowners insurances do I need?
- Homeowners insurance tips and advice
Afterward, this page follows the car insurance page’s example by detailing the average cost of home insurance through various companies by state. All of which is highly beneficial when it comes to obtaining their free home insurance quote.
How Do The Zebra Home Insurance Quotes Work?
Acquiring a free home insurance quote on The Zebra works very similarly to how you would obtain a free car insurance quote on this site.
Both start by requiring the user to enter their residential zip code, which will then take them to the specified page where The Zebra acquires essential information to create a personalized quote.
Once on this page, The Zebra will as questions that fall under two categories, “the home” and “the owner.” Users can expect to fill out information regarding:
- What kind of home they have
- The address of that home
- Whether they own their home
- When the home was purchased
- The home’s size (square footage and levels, features, heating system, and more
- The owners birthday
- Contact information for the quote (typically preferred email)
Once all of this information has been correctly entered, The Zebra will choose three companies they believe can provide affordable policies that will suit your need best. Each will come at different prices and with varying degrees of coverage, but The Zebra will show you the most essential elements of the policy and provide links to those companies for a more in-depth and accurate quote.
If the user doesn’t like any of the three companies listed, The Zebra lists an additional two below them that might fit their needs as well.
Final Thoughts
Whether it be for your car, your home, or even your life, purchasing insurance doesn’t have to be a stressful endeavor. With The Zebra, you can compare the policies and rates of the top companies in the industry to find the one that best suits your coverage needs at an affordable rate.
Even if you already have insurance, consider using The Zebra’s free quote calculator to see if you’re overpaying for your current policy or if it is covering as much as other companies at the same cost. You might be surprised to see that you could be saving hundreds with a different policy or company, meaning a change in is in order.
