The 10 Best Personal Finance Courses Online
Being aware of your financial situation is a foundation for a financially secured future. Knowing how to deal with debt and reduce credit, as well as understanding investment opportunities, helps you make sound decisions compared to someone who doesn’t. Thankfully, you don’t have to enroll in an expensive college degree to learn about personal finances, as you can do this through the internet.
Online personal finance courses help to highlight common financial problems experienced by almost everyone. They cover budgeting, credit management, homeownership, retirement, and much more. However, they shouldn’t be seen as financial advice, but as an educational resource.
That’s not all, as you still need to know what personal finance is, whether it’s hard to learn, how you can learn it online, and the 10 best personal finance courses online, which you will learn if you read on.
What is Personal Finance Course?
A personal finance course is a series of financial information compiled together for the benefit of the student. In personal finance, students are taught how to generate income and make sound investments to secure them financially. At the end of the course, the students will be capable of making better financial decisions.
However, personal finance courses are very broad and cover almost every part of our lives where money is involved. A standard personal finance course will highlight the following topics:
- Saving and budgeting
- Investments and retirement
- Interest and debt
- Income and benefits
- Taxes
- College tuition fees
- Car expenses
- Housing
Every financial topic is very detailed, with workable examples for students to make sense of it and understand it easily. The duration of the course varies with your basic understanding of personal finance and how of10 you study.
Is Personal Finance Hard to Learn?
Personal finance is not hard to learn, especially for people with basic accounting or mathematics knowledge. Even so, it’s relatively easy to learn, even for those who don’t have this basic knowledge. However, the difficulty of the course might be influenced by the instructor’s experience and how they’ve put together the materials.
Although the experience varies with students, certain things might determine how easy or hard the course might be, and they include:
- The complexity of the course – This comes down to how the materials have been compiled and presented to you.
- The tone of the language – You’ll find it challenging to understand a personal finance course that uses a lot of hard-to-understand financial terms compared to one that uses simple English.
- The instructor’s experience – Personal finance courses made by people who have worked in the finance market are easier to understand, even for novice students.
How Can I Learn Personal Finance Online?
There are hundreds of online sources with a free and paid subscription you can use to learn personal finance. The platforms offer these courses in text, audio, and video formats that you can download to read later. Also, these platforms use mobile-friendly interfaces allowing you to read on the go.
Before enrolling in any online personal finance course, it’s best to make proper preparations, which help to make the entire experience easier. Such preparations include:
- Know your area of study – Lay out a plan on what you want to study based on the achievements you want to make. For instance, if you want to learn about taxes, find a personal finance course that focuses on taxes.
- Make time – The most significant obstacle when taking an online course is time constraints. Plan your schedule and determine which time of the day is best to study.
- Proper discipline – Taking unsupervised online classes requires a lot of self-discipline to see it through. A lot of people of10 give up halfway through the course because of too many distractions.
- Set clear goals – Break the classes into small but manageable sessions that you can complete every day. Set the period when you want to finish the course and schedule an examination to test your understanding.
If you’re too busy to read personal finance texts or watch the videos, the best option is to download audios you can lis10 to on the go. However, you still need to note down important details for future reference.
The 10 Best Personal Finance Courses Online
A need for financial literacy and the growing internet usage has led to many people turning to online sources to learn how they can improve and grow their finances. Although there are hundreds of these platforms, there are those that stand out from the crowd based on how easy or detailed their courses are or how much they charge.
Here are the 10 best personal finance courses that you can take online today:
Ramsey+ Ramsey Solutions (Paid)
Nothing gives you more confidence than learning from someone who has already achieved success. Ramsey+ is offering you the opportunity to follow in the footsteps of a popular radio host and a mogul investor.
Throughout the course, the students are exposed to life-like problems they face every day and offered several solutions. If that’s not enough, the membership also gives you exclusive access to award-winning and bestselling money tools used by Ramsey and other successful people worldwide. You get access to apps and resources worth thousands of dollars, but you can get all this for $59.99 a month. There is also a 14-day free trial.
Udemy's Personal Finance Courses (Paid)
Udemy is probably one of the best places to go for a majority of online courses, including personal finance. The courses are well-taught and contained simple-to-understand information. The Complete Personal Finance Course: Save, Protect, Make More is an excellent example. The course sells for $109.99, but you might take advantage of their 84% Off discount if you act fast.
Financial Literacy Course – Alison (Free)
Financial Literacy Courses at Alison are genuinely designed to help people understand their finances by identifying the problems and learning proper ways to fix them. The course takes you through the tips to manage debt, increase cash flow through creative investments, and understand the true value of money. An Introductory Course in Personal Finance and Credit is a perfect starting point for new students. The courses are free and take a maximum of three hours to finish.
Financial Peace University – Ramsey Solutions (Paid)
Perhaps one of Dave Ramsey’s best works, Financial Peace University, is a 9-hour personal finance crash course that teaches you brilliant money management ways. Too many people struggle to pay off debt, invest in small businesses, or save money. The course highlights all these problems and offers a fool-proof plan for each problem that you can start implementing immediately. You can access this course once you pay the monthly subscription of $59.99 a month.
Coursera's Personal Finance Courses (Free)
Coursera is probably one of the best places to go for free online courses. They have tons of these courses, including the personal finance online courses you can access for free. The courses are taught by highly experienced professionals who have worked in their respective fields for years. You can choose between beginners, intermediate, or advanced levels as you continue your studies. Finance for Non-Finance is an excellent course to get started.
Finance Foundation – LinkedIn (Paid)
Financial Foundation course covers everything you need to know about personal finance. The course is designed to help people with no or immediate financial knowledge get started on investment and debt management. However, you need to pay a monthly subscription of $29.99, or $17.99 when you pay annually.
Awesome Money Course – Money Peach (Paid)
Financial Foundation course covers everything you need to know about personal finance. The course is designed to help people with no or immediate financial knowledge get started on investment and debt management. However, you need to pay a monthly subscription of $29.99, or $17.99 when you pay annually.
How To Make Money – CreativeLives (Paid)
Although it was made in 2012, How To Make Money by Ramit Sethi is still packed with gold nuggets to get you started. It covers everything you must know about finance, such as saving money and cutting down costs, automation and cash flow, and understanding money. The hours of this personal finance course are worth the money and will cost you only $149.
Finance For Everyone – University of Michigan (Free)
The course was created for people who know little to nothing about improving their finances. As a free course, Finance for Everyone will take you six weeks to complete, after which you’ll be aware of the areas of your life you need to change. The course covers essential areas such as investments, debt management, and savings. It’s also detailed well, with simple English and clear instructions. Although the course is free, you still need to pay $49 to get a certificate of completion.
Future Rich – Planancial (Free)
Last but not least is Future Rich by Barbara Ginty at Planancial. The free course introduces you to the world of finance in a fun and easy-to-understand way. Taken by hundreds of students, the course con10t is delivered in two ways:
- There is a seven-minute video every day for seven days.
- Accompanied by a workbook that is exciting and very easy to understand
As a personal finance course, it covers every detail to help you save money, make sound investments, repay your debts fast, and improve your financial well-being. The one-week course will equip you with all the financial knowledge you need to succeed and secure your future. It’s completely free, and you can drop out of the course at any time. You can access the con10t of this course as long as you want without any expiration date.
Outro
Knowing about your financial situation can save you stress and from making bad financial choices. It can also set you up for a bright and financially stable future only if you make the right choices. Luckily, you don’t need to go to college to understand personal finance, or break the bank buying expensive books. You can learn personal finance online with the help of a few highly credible sources. They’re packed and equipped with all the details you need to understand personal finance and how to improve in the same.
While some sources are paid and others are free, they all provide you with in-depth knowledge of the most important aspects of personal finance. After completing the course, you’ll be equipped with the proper knowledge and the confidence to change your financial situation.
