College is a time filled with difficult decisions. You have to struggle with choosing a major, making friends, and participating in campus life, all while attempting to perform well in classes. One thing that often gets overlooked in college is setting yourself up for financial success. One of the easiest [...]
We’ve all heard people talking of credit and how it might impact your ability to get a loan or even a good apartment. However, many people fail to know that they can use credit cards to build their credit. The trick is knowing the best credit cards to build credit [...]
It is an exciting day. You have found your dream house and submitted the paperwork for your mortgage to the lender. Many people have mortgages but don’t understand what a mortgage is or how a mortgage works. In simple terms, a mortgage is a loan. The mortgage lender advances you [...]
An emergency fund, also sometimes called a contingency fund, is made when you put money aside in case of an emergency or the unforeseen need to spend a large amount of money. This often includes things such as job loss, accidents, home loss, or something similar. While the amount of [...]
A credit card is a card that you can use to pay for something with borrowed money or money that you do not currently have, with the promise that you will eventually pay it back. You can use it to buy things in stores or online, pay bills, or do [...]
When you’re drowning in debt on top of paying your living expenses and other necessities, it can easily feel as if your money goes everywhere but in your pocket. Unfortunately, this leaves many people lost and overwhelmed when looking over all of their expenses and realizing their money management isn’t [...]
You are in the market to buy a new home and wonder what the difference is between a Conventional and FHA Loan. In this article, we will explain what the differences are and which loan is best. Conventional loans are provided through private entities, whereas FHA loans are from a [...]
Having a good back for your checking account is crucial to making sure that you’re financially secure. You’ll want a bank that is easy to deal with and has a high standard of customer service, as well as a bank that has plenty of options for mobile banking and loan [...]
As a college student, now is the time to start planning for your financial future. Parties, making friends, and good grades are important, but taking care of your finances now and building up your credit can set you up for success. But how can a college student build their credit [...]
Sometimes a new car purchase is inevitable, but saving enough money quickly is a huge challenge. Lucky for you, there are multiple ways to not only save money quickly but to make money quickly. There are also useful methods that you can use while searching for your next ride. To [...]